FINANCE AND INSURANCE

At Lexus of Adelaide our dedicated finance and insurance managers will ensure you choose the right overall package to suit your individual business needs and your busy lifestyle. You will benefit from our extensive knowledge, vast product range and general commitment to making your purchase experience easy and memorable.We take to the hard work and effort out of arranging finance and insurance as it is all done in house which means that the only thing you need to think about when you come to take delivery of your new Lexus is “where do we drive first?”.

FINANCE

Take advantage of our knowledge and allow us to assist you in making the right decision about your finance options. Talk to us about the flexible payment options we offer to suit seasonal or irregular income patterns, as well as our specific options for self employed workers and salary packages.Sit with our Business Managers and compare your many payment options, as we can often alter the term, residual payments and deposit amounts to suit your individual requirements. From our range of business loan arrangements as well as private purchase options, we will tailor a package to meet your needs.

INSURANCE

Lexus of Adelaide is committed to keeping your vehicle looking and feeling like a brand new car. Therefore we are able to offer you a range of insurance products which not only have your vehicle repairs carried out by a Lexus Approved Repairer, but ensure only Lexus Genuine Part and Accessories are fitted to your car.Contact us today to compare your existing insurance policy and we will ensure you have the right insurance cover for your Lexus.

FIRE INSURANCE

About Fire Hazard Insurance
Banks and lending institutions require that a fire hazard insurance policy (*) be in effect when you take title to your new home. However, even if you are making an out right cash purchase, you would want your investment protected from the first minute you own the property. The adequacy or inadequacy of insurance protection is determined by present day replacement cost of the dwelling being insured. Please! Do not confuse insurable value with the purchase price, it is not the same, it would be wasteful to buy more insurance than you need but far worse, inadequate coverage can be costly to you even if you have a small loss. We will be happy to assist you in making your decision of how much coverage is needed for your home. Other common requirements may be:
1. An original insurance policy or insurance binder. 2. A mortgage clause stipulated by the bank or lending institutions naming them as mortgage must appear on the insurance documents. 3. A paid receipt for the first year's premium. 4. They may even want possession of the insurance documents before they set a closing date. As the owner and occupant of your home your insurable interest are different than the mortgage. To accommodate the differences homeowners insurance replaced the old fire hazard insurance policy. The most commonly written homeowners policy today are Special Form /or/HO3. Homeowners insurance offers a package of coverage's. For it includes protection against several types of losses at a great discount. * (Min. of broad extended coverage)

FIRE INSURANCE

About Fire Hazard Insurance

Banks and lending institutions require that a fire hazard insurance policy (*) be in effect when you take title to your new home. However, even if you are making an out right cash purchase, you would want your investment protected from the first minute you own the property. The adequacy or inadequacy of insurance protection is determined by present day replacement cost of the dwelling being insured. Please! Do not confuse insurable value with the purchase price, it is not the same, it would be wasteful to buy more insurance than you need but far worse, inadequate coverage can be costly to you even if you have a small loss. We will be happy to assist you in making your decision of how much coverage is needed for your home. Other common requirements may be:
1. An original insurance policy or insurance binder. 2. A mortgage clause stipulated by the bank or lending institutions naming them as mortgage must appear on the insurance documents. 3. A paid receipt for the first year's premium. 4. They may even want possession of the insurance documents before they set a closing date. As the owner and occupant of your home your insurable interest are different than the mortgage. To accommodate the differences homeowners insurance replaced the old fire hazard insurance policy. The most commonly written homeowners policy today are Special Form /or/HO3. Homeowners insurance offers a package of coverage's. For it includes protection against several types of losses at a great discount. * (Min. of broad extended coverage)Fire InsuranceEnjoy 15% discount online.
What is Fire Insurance?
Fire Insurance covers your home's structure, or fixing and fittings, against hazard and provides you with the financial resources to replace what you have lost, so that you can get back to normal as soon as possible.
Features
Apply online now and receive a 15% discount on the first-year Fire Insurance premium and instant approval
Choose from 2 fire insurance plans with different coverage levels according to your needs. Receive coverage from fire outbreak, lightning and the loss and damage resulting from typhoons, windstorms and floods.
Risks such as landslides and subsidence are also covered.
Please refer to the DICTIONARY for exact terms and conditions and details of the exclusions.
What else should I know?
Fire Insurance